Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website, materials, and communications provided by Meridian Community Development Company ("MCDC," "we," "us," or "our"). Please read them carefully. By accessing this site or submitting a form, you agree to these Terms.

1. Acceptance of These Terms

By accessing our website, submitting a form, downloading our materials, or communicating with us electronically, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, do not use the site.

2. Eligibility

You must be at least 18 years old and legally able to enter into a binding contract to use this site or submit information through it. By using the site you represent that you meet these requirements and that any information you provide is accurate and complete.

3. Informational Purposes Only — No Offer of Securities

Any offering that may be made in the future will be made only through definitive documentation and only to persons qualified to participate under applicable federal and state law.

4. No Investment, Legal, or Tax Advice

MCDC is not a registered investment adviser, broker-dealer, law firm, or accounting firm. Nothing we publish or communicate should be construed as investment, legal, tax, or accounting advice, or as a recommendation that any particular structure or transaction is suitable for you.

You are solely responsible for conducting your own due diligence and for consulting your own attorney, accountant, and financial advisor before making any decision.

5. No Guarantee of Results

Real estate development and lending involve substantial risk, including the risk of loss of principal. Any figures we present — including target returns, rates, timelines, build costs, rental rates, home prices, or projected profits — are estimates based on current expectations and assumptions. They are forward-looking, are not guarantees, and are subject to change as market conditions, construction costs, financing terms, and project circumstances change.

Past results do not predict future results. No outcome is promised or assured.

6. Downloadable Materials

Guides and other materials we make available are provided for your personal, non-commercial use. You may read and retain them for your own evaluation. You may not republish, resell, distribute, or present them as your own, or remove any attribution or notices they contain.

Materials reflect information available as of their publication date and may become outdated. We are under no obligation to update them.

7. Acceptable Use

You agree not to:

• Submit false, misleading, or fraudulent information, or submit another person's contact information without their permission
• Use the site for any unlawful purpose or in violation of any applicable law or regulation
• Attempt to gain unauthorized access to the site, its servers, or any connected system
• Introduce malicious code, or interfere with or disrupt the operation of the site
• Use automated means to scrape, harvest, or collect data from the site

8. Communications Consent

By providing your email address or phone number, you agree that we may contact you regarding your inquiry. Where you have separately checked a consent box for text messages, you consent to receive those messages as described in that box and in our Privacy Policy.

Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages, or HELP for assistance. Marketing emails include an unsubscribe link. Consent to receive marketing communications is never a condition of doing business with us.

9. Intellectual Property

All content on this site — including text, graphics, logos, photographs, layouts, and downloadable documents — is owned by MCDC or its licensors and is protected by copyright, trademark, and other applicable laws. The MCDC name and logo are our trademarks and may not be used without our prior written permission.

10. Third-Party Links and Services

Our site may contain links to third-party websites or make use of third-party services. We do not control and are not responsible for their content, availability, security, or practices. Accessing them is at your own risk and subject to their own terms.

11. Disclaimer of Warranties

The site and all materials are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free, or that any information on it is accurate, complete, or current.

12. Limitation of Liability

To the fullest extent permitted by law, MCDC and its members, managers, officers, employees, contractors, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or business opportunity, arising out of or relating to your use of the site or reliance on any materials, whether based in contract, tort, strict liability, or any other theory, even if advised of the possibility of such damages.

Some jurisdictions do not allow certain limitations, so portions of this section may not apply to you.

13. Indemnification

You agree to indemnify, defend, and hold harmless MCDC and its members, managers, officers, employees, contractors, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of your use of the site, your violation of these Terms, or your violation of any law or the rights of any third party.

14. Governing Law and Disputes

These Terms are governed by the laws of the State of Mississippi, without regard to its conflict of laws principles. You agree that any dispute arising out of or relating to these Terms or the site will be brought exclusively in the state or federal courts located in [COUNTY] County, Mississippi, and you consent to the personal jurisdiction of those courts.

15. Changes to These Terms

We may revise these Terms at any time. Revisions take effect when posted, and the "Last updated" date at the top of this page will change. Your continued use of the site after a revision constitutes acceptance of the revised Terms.

16. Contact Us